Running a nonprofit in the USA is all about helping others, but lawsuits can stop you in your tracks. A nonprofit in Atlanta faced a $20,000 lawsuit after a volunteer got hurt at an event. They thought they’d have to shut down, but their nonprofit liability insurance covered the claim. That got me thinking about how this insurance can keep your mission alive. Let me share what I’ve learned about why it’s important and how you can get it.
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Nonprofit liability insurance protects your organization from claims like injuries, property damage, or lawsuits tied to your work. It covers legal fees, settlements, and more, so you can focus on your mission. Why does this matter? Volunteers can get hurt – that Atlanta nonprofit’s $20,000 claim was a wake-up call. Nonprofits faced 15% more lawsuits last year, according to the Nonprofit Risk Management Center. And donors feel safer supporting a nonprofit that’s covered.
A nonprofit leader shared their relief on Instagram:
@HelpingHandsATL
You can get this insurance from providers like Philadelphia Insurance or The Hartford, which are known for supporting nonprofits. You can explore Philadelphia Insurance’s Nonprofit Insurance Options to see what they offer. Tell them about your nonprofit’s activities to get a plan that fits. A charity in California saved $15,000 after a lawsuit with this insurance. Whether you’re in Atlanta, California, or Texas, don’t wait for a lawsuit. Get a plan today and keep your mission safe.